Open Access
Research Article·pp. i–vii·Vol. 46, Issue 8Nov 2025
Afzalur Rahman, Syed Hasa Jafar, Vivien Csapi, András Takács, Tamás Sebestyén, Sazzad Parwez, Yousuf Malik
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-46-8-Foreword In this paper: The objective of this special issue titled “Aligning Finance and Economics with Sustainable Development Goals (SDGs)”, is to advance scholarly discourse on how financial systems, economic structures,...
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Open Access
Research Article·pp. 2403–2412·Vol. 46, Issue 8Nov 2025
Aisha Banu, Afzalur Rahman, Manjushree Murari
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2055 In this paper: The research investigates how management independence and size i.e., board independence and board size affect the financial success of Indian firms by examining Return on Assets (ROA), Return on Equit...
Open Access
Research Article·pp. 2413–2421·Vol. 46, Issue 8Nov 2025
Sharanya Venkatesan, K. Soundarapandiyan
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2056 In this paper: Recently, advancements in technology have enabled the emergence of Digital financial currencies by exploring global finance by enhancing financial inclusion, economic efficiency, and transparency. Thi...
Open Access
Research Article·pp. 2423–2433·Vol. 46, Issue 8Nov 2025
Farzana, Rafiya Banu, Afzalur Rahman, I. Siddiq, Sameena
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2057 In this paper: A new wave of cyber security and data privacy threats has coincided with FinTech’s revolutionary impact on finance, which is characterised by increased accessibility and efficiency. As a result, stron...
Open Access
Research Article·pp. 2435–2444·Vol. 46, Issue 8Nov 2025
Aniruddhan Narayanan, K. Soundarapandiyan
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2058 In this paper: This research examines the important relationship of digital transformation and enterprise resource planning (ERP) systems in the context of the Indian manufacturing sector. This research applies a ca...
Open Access
Research Article·pp. 2445–2456·Vol. 46, Issue 8Nov 2025
I. Ifra Fathima, Indumathi Natarajan, Krupa B Nair
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2059 In this paper: As sustainability gains prominence in global economic and investment decisions, countries are increasingly adopting environmental, social, and governance (ESG) policies to attract foreign capital. How...
Open Access
Research Article·pp. 2457–2465·Vol. 46, Issue 8Nov 2025
Kiran Chikkatumkur Krishnappa, Syed Ahmed Wajih
Published Online: 07 Nov 2025DOI: 10.47974/JIOS-2060 In this paper: The concept of Green i.e., usage of eco-friendly products has predominantly increased its significance due to sustainability concept specially on environmental safety concern. It has urged even Financ...
Open Access
Research Article·pp. 2467–2475·Vol. 46, Issue 8Nov 2025
Ajay Singh, Pawan Kumar, Arvinder Kaur, Jigar Rupani, V. Hemant Kumar
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2061 In this paper: Enhancing Financial Literacy for Equitable Growth,” postulates that the integration of AI-driven personalized learning systems is pivotal in democratizing access to financial education, transcending e...
Open Access
Research Article·pp. 2477–2486·Vol. 46, Issue 8Nov 2025
Ajay Singh, Arvinder Kaur, Pawan Kumar, V. Hemant Kumar
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2062 In this paper: AI adoption in the banking sector designates a transformative change where machine learning and AI mechanisms conventionally recognize work roles and business opportunities in the financial industry t...
Open Access
Research Article·pp. 2487–2497·Vol. 46, Issue 8Nov 2025
Ramesh Nalluri, Venkata Reddy Muppani, Sujit Singh
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2064 In this paper: Purpose: The integration of AI &ML technologies revolutionized last-mile delivery optimization in retort to the exponential growth in the global e-commerce market. Efficient last-mile logistics have b...
Open Access
Research Article·pp. 2499–2510·Vol. 46, Issue 8Nov 2025
Veerasankararao Ramisetty, Shaiku Shahida Saheb
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2067 In this paper: The context of introducing Artificial Intelligence technologies to assess risks has thrown the insurance industry into a transitional mode across industries. Fast replacing the AI-based models, tradit...
Open Access
Research Article·pp. 2511–2520·Vol. 46, Issue 8Nov 2025
K. Balaji, D. Sudarsana Murthy, Sathyanarayana Gardasu, P. Seshagiri Rao
Published Online: 28 Nov 2025DOI: 10.47974/JIOS-2070 In this paper: The rapid evolution of Financial Technology (FinTech) has significantly transformed financial services, fostering financial inclusion and driving economic growth. This study examines the impact of Fin...
Open Access
Research Article·pp. 2521–2532·Vol. 46, Issue 8Nov 2025
Uddipana Gogoi, Rajat Bhattacharjee
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2076 In this paper: Impact investing is an emergent area playing a key role in attainment of Sustainable Development Goals (SDGs) through financial innovation, thereby connecting economic, social and environmental impact...
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Research Article·pp. 2533–2543·Vol. 46, Issue 8Nov 2025
Rohin Gaddam, Mohd Shahid Ali, Naveen Siriman, K. Ramachandra Rao, Mohsina Hayat
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2077 In this paper: The current study investigates the validity of health led growth hypothesis in India by checking the existence of relationship between health investments and economic growth. For the purpose, data on...
Open Access
Research Article·pp. 2545–2564·Vol. 46, Issue 8Nov 2025
Abhishek Patil, Palaniappan Sellappan
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2078 In this paper: This research paper analyses the financial performance of leading companies in the Indian Automotive Industry—Tata Motors, Bajaj Auto, Ashok Leyland, Eicher Motors, Hero MotoCorp, and Mahindra & Mahin...
Open Access
Research Article·pp. 2565–2574·Vol. 46, Issue 8Nov 2025
Mohd Shahid Ali, Gajanan Pratap Kulkarni, Naveen Siriman, Rohin Gaddam, Afzalur Rahman, Subhra Rajat Balabantaray
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2079 In this paper: The aim of this study is to review and categorise the body of green finance and Financial Technology (FinTech) in order to understand thoroughly. This systematic literature using web of science databa...
Open Access
Research Article·pp. 2575–2587·Vol. 46, Issue 8Nov 2025
Yuvaraju Atmakuri, Sujit Singh, Venkata Reddy Muppani
Published Online: 28 Nov 2025DOI: 10.47974/JIOS-2080 In this paper: This study explores the key drivers behind women’s participation in agricultural entrepreneurship in rural India, emphasizing factors that enable women to establish and sustain agri-enterprises. This...
Open Access
Review Article·pp. 2589–2602·Vol. 46, Issue 8Nov 2025
A Fathima, I. Ifra Fathima, R. Radhika
Published Online: 28 Nov 2025DOI: 10.47974/JIOS-2081 In this paper: This research investigates the impact of Environmental, Social, and Governance (ESG) factors on corporate sustainability in India. It focuses on the alignment of energy usage and carbon emissions with...
Open Access
Research Article·pp. 2603–2618·Vol. 46, Issue 8Nov 2025
Swapnamoyee Palit, Ronismita Mishra, Atiba Batul, Anasuya Barik, Ananya Swain
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2082 In this paper: Liberalisation has increased Foreign Direct Investment (FDI) in India,both inward and outward. However, over these years, India has remained a net recipient of FDI. This paper seeks to examine the dif...
Open Access
Research Article·pp. 2619–2627·Vol. 46, Issue 8Nov 2025
Mónika Kuti, Mónika Galambosné Tiszberger
Published Online: 28 Nov 2025DOI: 10.47974/JIOS-2084 In this paper: This study investigates the relationship between objective and subjective operational resilience in the Hungarian SME sector during and after the pandemic period. The ESG survey on Hungarian SMEs (n=3...
Open Access
Research Article·pp. 2629–2639·Vol. 46, Issue 8Nov 2025
Tímea Szigeti, Miklós Hornyák
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2085 In this paper: The increasing integration between digital transformation and sustainability values profoundly influences project management. Not only does digitalisation make processes more efficient, but it also en...
Open Access
Research Article·pp. 2641–2650·Vol. 46, Issue 8Nov 2025
Vivien Csapi, Alexandra Posza
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2086 In this paper: Integrating Environmental, Social, and Governance (ESG) factors into investment decisions is receiving increasing attention amid global sustainability challenges. Real options theory provides a framew...
Open Access
Research Article·pp. 2651–2660·Vol. 46, Issue 8Nov 2025
Várkonyi Patrik, Erb Edina, Szücs Tamás
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2087 In this paper: The present study analyzes how sentiment indicators affect the European banking sector through their influence on sector-specific price indices. Focusing on the STOXX Europe 600, we test whether senti...
Open Access
Research Article·pp. 2661–2673·Vol. 46, Issue 8Nov 2025
Patrik Csapi, Sarolta Zsófia Sárics
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2088 In this paper: This study examines how marketing activities can promote and mitigate addictive behaviours, focusing on the socio-economic consequences and the role of non-profit organisations specialised in addictio...
Open Access
Original Articles·pp. 2675–2684·Vol. 46, Issue 8Nov 2025
Gábor Horváth, Vivien Csapi
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2089 In this paper: In today’s globalized economy, both achieving international growth and integrating sustainability (ESG) practices are key strategic issues for companies. Companies operating abroad encounter different...
Open Access
Research Article·pp. 2685–2694·Vol. 46, Issue 8Nov 2025
Ákos Tóth-Pajor, Vivien Csapi, Amir Moradi
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2090 In this paper: The study examines the theoretical and empirical frameworks of sustainability transition in SMEs, focusing on sustainability strategy, disclosures, and business impact through the lens of stakeholder...
Open Access
Research Article·pp. 2695–2706·Vol. 46, Issue 8Nov 2025
József Ulbert, György Gorjanecz, Adrián Gaál
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2091 In this paper: This study examines the relationship between ESG performance and energy mix composition across 14 European countries and India over the period 2009 to 2023. Drawing on Refinitiv’s ESG database, as wel...
Open Access
Research Article·pp. 2707–2718·Vol. 46, Issue 8Nov 2025
Nischal Singh Barwar, Palaniappan Sellappan, Jagjeevan Kanoujiya, Jalaj Gupta
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2092 In this paper: The role of formal credit institutions has been crucial in fostering agricultural growth in India. This research paper examines the impact of credit disbursed by Scheduled Commercial Banks (SCBs) on t...
Open Access
Research Article·pp. 2719–2734·Vol. 46, Issue 8Nov 2025
Sonali Maheshwari, Anupama Pandey, Ravi Kumar
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2094 In this paper: Digital financial inclusion plays important role in advancing the rural women economic empowerment by granting access to essential financial services through technology. Despite progress in digital in...
Open Access
Research Article·pp. 2735–2745·Vol. 46, Issue 8Nov 2025
S. Vidya, Indumathi Natarajan, Sudha Rajesh
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2096 In this paper: The study aimed to assess the factors influencing financial literacy and expenditure management, with the mediating role of budgeting habits. The study involves a sample of 519 individuals in Chennai,...
Open Access
Research Article·pp. 2747–2756·Vol. 46, Issue 8Nov 2025
M. Madhyvadany, Gajendran Vijayakumar, B. N. Shanthini
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2098 In this paper: The growth of digitalization and sustainability practices across businesses has ventured into Corporate Digital Responsibility (CDR). The intrinsic existence of the gig economy, intertwined with eleme...
Open Access
Research Article·pp. 2757–2775·Vol. 46, Issue 8Nov 2025
Palaniappan Sellappan, Jagjeevan Kanoujiya, Jalaj Gupta
Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2101 In this paper: Institutional credit is vital for sustaining India’s agriculture-driven rural economy and enhancing farm productivity. Despite noticeable progress, access to credit remains regionally unequal, affecti...
Open Access
Research Article·pp. 2777–2790·Vol. 46, Issue 8Nov 2025
Zhe Li, Xuelu Qiu
Published Online: 28 Nov 2025DOI: 10.47974/JIOS-2167 In this paper: Schools are closed institutions compared to enterprises. Overall, a leader is the key person in command of school operations. A leader must develop an instructional environment with good team interact...
Open Access
Research Article·pp. 2791–2811·Vol. 46, Issue 8Nov 2025