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Journal of Information and Optimization Sciences

(Since 1980)
Open Access ·Peer-reviewed·ISSN (Online): 2169-0103·ISSN (Print): 0252-2667

WoS  JIF 2026 : 0.4 (Q4)

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Monthly Journal: Publishes theoretical and applied research on topics in information and optimization sciences.

Issues up to 2022 co-published with and available at:Taylor & Francis
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Journal of Information and Optimization Sciences
Open Access Research Article

Harnessing digtial financial currencies for sustainable development

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pp. 2413–2421Vol. 46Issue 8November 2025DOI: 10.47974/JIOS-2056XML
Received:
07 Jan 2025
Published Online:
29 Nov 2025
Article type:
Research Article
Language:
EN
Article no.:
JIOS-2056
Pages:
2413–2421

Abstract

Recently, advancements in technology have enabled the emergence of Digital financial currencies by exploring global finance by enhancing financial inclusion, economic efficiency, and transparency. This new form of money has proved to be effective in achieving a range of the United Nation Sustainable Development Goals. This report assesses the impact that digital currencies have on sustainable development goals by looking into the steps taken by the unbanked population in the digital age. The aid provided through cross-border remittances is almost non-existent, however, the decentralized financial systems can easily spur socio-economic development, assist in the advancement of small and medium enterprises, and enhance prosperity across the globe. This article sets out the premise that well-constructed digital financial policies, when paired with effective regulations, can profoundly increase the development and growth of countless economies while forwarding the objectives of social welfare.

Keywords

Digital financeSustainable development goalsDigital financial currencies (DFCs)Decentralized finance (DeFi)Central bank digital currencies (CBDCs)

Subject Classifications

62P2062P2591B84P1G50

References

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