Open Access
Research Article
Digital inclusion through AI : Enhancing financial literacy for equitable growth
*Ajay SinghCorresponding authordr.ajaysingh2012@gmail.comSchool of Business and Management Christ (deemed to be) University Bengaluru, Karnataka, India0009-0001-7067-7047View full profile → , Pawan Kumarpawan2006@gmail.comDepartment of Management Studies Graphic Era (deemed to be) University Dehradun, Uttrakhand, 131029, India0000-0003-4892-6374View full profile → , Arvinder Kaurarvinderkaurcs@gmail.comGlobal School of Finance and Accounting Chandigarh UniversityMohali, Punjab, 140413, India0000-0001-7360-5674View full profile → , Jigar Rupanijigarrupani8483@gmail.comSchool of Business and Management Christ (Deemed to be) University Bengaluru, Karnataka, India0000-0002-2480-0825View full profile → , V. Hemant Kumarhemant.kumar@presidencyuniversity.inSchool of Commerce and Management Presidency UniversityBengaluru, Karnataka, India0000-0002-5836-7943View full profile →
* Corresponding author · click or hover a name for details
- Received:
- 05 Feb 2025
- Published Online:
- 01 Nov 2025
- Article type:
- Research Article
- Language:
- EN
- Article no.:
- JIOS-2061
- Pages:
- 2467–2475
Abstract
Enhancing Financial Literacy for Equitable Growth,” postulates that the integration of AI-driven personalized learning systems is pivotal in democratizing access to financial education, transcending entrenched socio-economic barriers and fostering equitable growth by empowering marginalized populations with sophisticated, scalable, and contextually tailored financial knowledge. Through the convergence of AI accessibility, digital literacy, and hyper-personalized learning, the study highlights a transformative paradigm that optimizes financial acumen, mitigates cognitive biases, and catalyzes inclusive economic empowerment, thereby engendering a reimagined, equitable financial ecosystem with far-reaching implications for global socio-economic development.
Keywords
Subject Classifications
91B0268T0562P20
References
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