Author

V. Hemant Kumar

School of Commerce and Management, Presidency University, Bengaluru, Karnataka, India

ORCID 0000-0002-5836-7943

Published papers: 2
Citations: 0
Views: 295
Downloads: 158

Publications

2 papers

Open Access Research Article·pp. 2467–2475·Vol. 46, Issue 8Nov 2025

Digital inclusion through AI : Enhancing financial literacy for equitable growth

Ajay Singh, Pawan Kumar, Arvinder Kaur, Jigar Rupani, V. Hemant Kumar

Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2061

In this paper: Enhancing Financial Literacy for Equitable Growth,” postulates that the integration of AI-driven personalized learning systems is pivotal in democratizing access to financial education, transcending e...

Abstract References Full Text PDF (135 KB)Views: 145Downloads: 78Citations: 0

Open Access Research Article·pp. 2477–2486·Vol. 46, Issue 8Nov 2025

AI-driven disruption in finance : Redefining work roles and economic opportunities in the banking system

Ajay Singh, Arvinder Kaur, Pawan Kumar, V. Hemant Kumar

Published Online: 29 Nov 2025DOI: 10.47974/JIOS-2062

In this paper: AI adoption in the banking sector designates a transformative change where machine learning and AI mechanisms conventionally recognize work roles and business opportunities in the financial industry t...

Abstract References Full Text PDF (150 KB)Views: 150Downloads: 80Citations: 0