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Monthly Journal: Publishes peer-reviewed aticles on theoretical and applied statistics and management systems, expoloring industrial statistics, actuarial and decision sciences.

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Open Access Research Article

Analyzing the financial performance and efficiency levels of general insurance companies in India

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pp. 603–618Vol. 29Issue 6June 2026DOI: 10.47974/JSMS-1586XML
Received:
01 May 2025
Published Online:
03 Apr 2026
Article type:
Research Article
Language:
EN
Article no.:
JSMS-1586
Pages:
603–618

Abstract

The present study investigates the Efficiency and Financial performance of Indian general insurers during the period 2016-2022. This study measures the level of efficiency of these firms by applying Data Envelopment Analysis (DEA) to identify trends in operating effectiveness, profitability, and solvency. Findings indicate that while public insurers flounder due to higher claims ratios and operating costs, private insurers generally perform well with respect to solvency and investment productivity. The practical advice on financial sustainability and regulatory compliance can be improved in the insurance industry of India. Benefit of stakeholders by assisting them to enhance the performance of the sector.

Keywords

Subject Classifications

9090B5097M40

References

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