<?xml version="1.0" encoding="UTF-8"?>
<article article-type="Research Article">
  <front>
    <journal-meta>
      <journal-id journal-id-type="publisher">journal-of-statistics-and-management-systems</journal-id>
      <journal-title-group>
        <journal-title> Journal of Statistics and Management Systems</journal-title>
      </journal-title-group>
      <issn publication-format="electronic">2169-0014</issn>
      <issn publication-format="print">0972-0510</issn>
      <publisher>
        <publisher-name>Taru Publications</publisher-name>
      </publisher>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="doi">10.47974/JSMS-1586</article-id>
      <title-group>
        <article-title>Analyzing the financial performance and efficiency levels of general insurance companies in India</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="author" corresp="yes">
          <name>
            <surname>Latha</surname>
            <given-names>S. Baby</given-names>
          </name>
          <aff>Department of Actuarial Science, Bishop Heber College (Affiliated to Bharathidasan University), Tamil Nadu, Trichy 17, India</aff>
        </contrib>
        <contrib contrib-type="author">
          <name>
            <surname>Ruth</surname>
            <given-names>V.</given-names>
          </name>
          <aff>Department of Actuarial Science, Bishop Heber College (Affiliated to Bharathidasan University), Tamil Nadu, Trichy 17, India</aff>
        </contrib>
      </contrib-group>
      <volume>29</volume>
      <issue>6</issue>
      <fpage>603</fpage>
      <lpage>618</lpage>
      <pub-date date-type="pub">
        <day>03</day>
        <month>04</month>
        <year>2026</year>
      </pub-date>
      <abstract>
        <p>The present study investigates the Efficiency and Financial performance of Indian general insurers during the period 2016-2022. This study measures the level of efficiency of these firms by applying Data Envelopment Analysis (DEA) to identify trends in operating effectiveness, profitability, and solvency. Findings indicate that while public insurers flounder due to higher claims ratios and operating costs, private insurers generally perform well with respect to solvency and investment productivity. The practical advice on financial sustainability and regulatory compliance can be improved in the insurance industry of India. Benefit of stakeholders by assisting them to enhance the performance of the sector.</p>
      </abstract>
      <kwd-group>
        <kwd>Financial performance</kwd>
        <kwd>Efficiency analysis</kwd>
        <kwd>General insurance</kwd>
        <kwd>Data envelopment analysis</kwd>
      </kwd-group>
      <custom-meta-group>
        <custom-meta>
          <meta-name>access</meta-name>
          <meta-value>open</meta-value>
        </custom-meta>
        <custom-meta>
          <meta-name>retracted</meta-name>
          <meta-value>no</meta-value>
        </custom-meta>
      </custom-meta-group>
    </article-meta>
  </front>
</article>
