Individuals are more concerned about education today, as we know, but literacy alone is insufficient. Financial literacy is extremely important because it enables people to make sound financial decisions, explore the financial world, & reduce their chances of being duped. Women, in particular, must be educated on this subject because they make the majority of household decisions. FL is a set of behaviors, skills, knowledge, and attitudes that enable people to make sound financial decisions. Women’s financial health can suffer due to a lack of financial literacy. The primary goal of this paper is to investigate working women’s knowledge of investment avenues, how they invest, where they invest, and for whom they invest, as well as to analyze their investment decisions regarding saving in Ghaziabad.